The document addresses specifics related to authentication and authorization, as well as idempotency. Also defined are the processes for maintaining the overall framework of IOBWS version 3 documents as well as the associated git repository. Under scope are the following technical specification documents:• ÍST TS 310:2025 Domestic payments and deposits• ÍST TS 311:2022 Debit and credit cards details and statements• ÍST TS 312:2022 Currency• ÍST TS 313:2023 Foreign Payments• ÍST TS 314:2025 Documents• ÍST TS 315:2025 ClaimsThe successors to these documents should also be considered in scope, as long as a newer version of ÍST TS-316 has not taken effect.